Reminder: FSA run-out period ending September 30

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If you had a Flexible Spending Account (FSA) last plan year (July 1, 2024 - June 30, 2025), you have until September 30, 2025, to submit expenses against the account as long as those expenses were incurred on or before June 30, 2025. This run-out period is available each year for 90 days after the plan ends. 

If you have an FSA this plan year (July 1, 2025 - June 30, 2026), the run-out period will run for 90 days after the end of the plan year until September 30, 2026. During that time, you can submit expenses against your FSA as long as the expenses were incurred on or before June 30, 2026.  

A few reminders about FSAs:

  1. FSA funds are use-it-or-lose-it. Unused funds are not returned to the employee and are not rolled over into subsequent years.
  2. The run out period is available until September 30 each year where you can submit expenses against your FSA as long as the expense was incurred on or before June 30 of the plan year in which the funds were elected in.
  3. The run-out period is not available to employees who move from the FSA to the HSA during Open Enrollment. If you are moving to an HSA, you must spend every dollar in your FSA account before you can move to the HSA. Having any remaining funds will prevent you from participating in the HSA until January 1 of the following year. 

Emailed via benefits newsletter on 9/9/2025.
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